The following federal agencies are responsible for enforcing the
federal
Truth in Lending Act, the law that governs credit term disclosure for
home equity lines. Any questions concerning compliance with the act by
a particular financial institution should be directed to its enforcement
agency.
State Member Banks of the Federal Reserve System
Division of Consumer and Community Affairs
Board of Governors of the Federal Reserve System
20th Street and Constitution Avenue, N.W.
Washington, D.C. 20551
(202) 452-3946
National Banks
Compliance Management
Office of the Comptroller of the Currency
250 E Street, S.W.
Washington, D.C. 20219
(202) 874-4428
Federal Credit Unions
Office of Consumer Programs
National Credit Union Administration
1776 G Street, N.W.
Washington, D.C. 20456
(202) 682-9640
Federally Insured Non-Member State-Chartered Banks
and Savings Banks
Office of Consumer Affairs
Federal Deposit Insurance Corporation
550 Seventeenth Street, N.W.
Washington, D.C. 20429
(800) 424-5488; (202) 898-6005
TDD (800) 452-3151; (202) 898-6726
Federally Insured Savings and Loan Institutions and
Federally Chartered Savings Banks
Consumer Programs Division
Office of Thrift Supervision
1700 G Street, N.W., Fifth Floor
Washington, D.C. 20552
(202) 906-6237
Mortgage Companies
Division of Credit Practices
Bureau of Consumer Protection
Federal Trade Commission
601 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
(202) 326-3233
The above text was extracted directly from
What You Should Know About Home Equity Lines of Credit--
When Your Home Is On The Line:
As published by the Federal Reserve Board. This presentation of the information is
copyrighted ©1997 by Mortgage Market Information Services, Inc.
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