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BAD CREDIT Q & A
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Should I give up my dream of home ownership because of student loans, debt and my fiancee's bankruptcy?
No. You'll just have to defer your dream until you resolve your financial problems.
QUESTIONS FROM OUR READERS
With low credit scores, can we refinance to save our home or should we declare bankruptcy?
We owe more than our house is worth and are facing another adjustment on our interest rates in November. What can we do?
After catching up on our mortgage in bankruptcy court, our lender charged $16,000 in new fees. What should we do?
My credit score is only 600 and I'm self-employed, so I have a hard time proving my income. Does that mean I can't get an FHA loan?
What makes you start having bad credit?
Can we make more of our mortgage payments go toward the principal and less to interest?
Can a new collection agency scrap my repayment plan?
Can I demand disputed debts be removed from my credit history?
I'm upside-down on my mortgage and can't afford the payments. What's the best option, foreclosure or bankruptcy?
Should I buy a computer with my secured credit card to rebuild my credit?
What can I do after losing $25,000 in an investment scam and falling into debt?
Will unpaid medical bills make it more difficult to get a mortgage?
How can I fix my credit after missing payments on my first credit card?
Is it possible to rebuild our credit after bankruptcy?
How can my son, who has less-than-perfect credit, get a credit card?
Can I get a new loan from my current lender after filing for bankruptcy this past year?
When do potential employers check your credit history?
Should I challenge a foreclosure sale or try to re-buy my home from the bank?
Should I buy my father's house to help him pay off his credit card bills?
How can I find a mortgage lender that will finance me with bad credit?
Can a credit card continue to accrue interest after it's been charged off?
Is it possible to get another mortgage once you've lost a home to foreclosure?
Can I get a mortgage with a new job, poor credit and no down payment?
Bad credit forced us to get a 9.75% mortgage. But our scores are better now. Should we refinance?
How can I repay my growing debt to a payday loan company?
Will buying a small piece of land help rebuild my credit after bankruptcy?
What is a subprime mortgage?
Will an unpaid bankruptcy settlement make it harder for us to buy a home?
Is it true that you can no longer qualify for 100% financing if your credit score is below 620?
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5/18/2008 5:01:40 AM
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